Welcome to HAMBURG HONDA’S Finance Department, your auto loan and car lease resource. We’re eager to provide financing for your new car, or we can assist in used car financing for several different makes including: Honda, Acura, Nissan, Infiniti, Lexus, Toyota, Mazda, & More! Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. HAMBURG HONDA has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You’re just a step away from approved car financing!
Honda Canada Finance Inc. (HCFI), o/a Honda Financial Services, was established in 1987 to provide financing and leasing options for Canadian consumers. We offer financing and leasing options for Honda and Acura automobiles, motorcycles, ATV and power equipment through Honda dealers across Canada.
At Honda Financial Services, our goal is to always ensure your complete satisfaction. If you should ever have any questions or concerns regarding your account or vehicle financial options, please feel free to contact us.
We offer competitive rates and flexible terms and we are your preferred financing and leasing partner available at all Honda dealerships.
If you like the idea of having ownership of your car, prefer paying off your loan, and don’t like the risk of possible lease-end charges, then you should consider finance as an option.
As a finance customer, throughout the term of your finance contract, your payments will consist of part principal and part finance charges. Each payment you make increases the amount of equity you’ve built up in your vehicle.
The benefits of financing your vehicle with Honda Financial Services are:
- You are the owner of the vehicle.
- All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
- Simple interest method to calculate interest charges.
- No kilometer charges.
- No wear and tear charges.
- Build equity.
- Flexible terms.
- Once all the payments have been made, you own the automobile.
Things to be taken into consideration:
Monthly finance payments are typically higher than monthly lease payments as you are financing the total cost of your vehicle.
You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner’s manual.
End of Your Finance Contract – What’s Next?
After making your payment each month for the duration of the financing contract, the vehicle is all yours. So what comes next? Negotiating a trade-in with your dealer may be a great way to come up with a down payment for your next Honda. You can also sell your vehicle privately or keep driving it for years to come – it’s your decision to make.